The Blog
What is Third Party Liability Insurance and How Much Should You Carry?
Insuring your vehicle can be an overwhelming process. You are bombarded with questions about collision coverage, comprehensive coverage, underinsured motorist protection (UMP), deductibles, road star and on and on and on. The most important type of insurance you receive, however, is called third party liability insurance. Third party liability insurance insures you for the losses that you cause another person as a result of an accident that is your fault. These losses include the damage to the other person’s vehicle, their medical expenses, and for any losses that flow from their personal injuries, including pain and suffering, income loss,... MORE
What’s My Claim Worth???
If you have been injured in a motor vehicle accident that was not your fault, you may be entitled to compensation for your injuries and losses. It is often a difficult task, however, to determine how much compensation you are entitled to. The goal of compensating an injured party is to put them back into the position they would have been in had the accident not occurred. In most cases, we are obviously not able to take the pain or disability away, so an appropriate amount of money, or “damages”, is awarded. An award for damages is generally broken... MORE