The Blog
Hit and Run
What is a hit and run accident? And if I’m involved in a hit and run accident, am I still entitled to compensation for my injuries and loss? Section 24 of the Insurance (Vehicle) Regulation deals with accidents where bodily injury, death or property damage occurs in British Columbia and the at fault motorist cannot be identified. These are commonly referred to as “hit and run” accidents. As the at fault motorist cannot be identified, ICBC is sued in his or her place. However, in order to be entitled to compensation for your hit and run accident, certain requirements... MORE
Part 7 Benefits
You’ve been in an accident and may be at fault. Unfortunately, you’ve sustained injuries, need treatment, and cannot return to work. Are there any benefits through ICBC that you can receive for your own care? Part 7 of the Insurance (Vehicle) Regulation provides for benefits for insureds that sustain injury and loss as a result of a motor vehicle accident regardless of who is at fault. These benefits are also known as “accident benefits” or “no fault benefits”. However, just because you were involved in an accident, and even may have caused the accident, does not automatically entitle you... MORE
What is Third Party Liability Insurance and How Much Should You Carry?
Insuring your vehicle can be an overwhelming process. You are bombarded with questions about collision coverage, comprehensive coverage, underinsured motorist protection (UMP), deductibles, road star and on and on and on. The most important type of insurance you receive, however, is called third party liability insurance. Third party liability insurance insures you for the losses that you cause another person as a result of an accident that is your fault. These losses include the damage to the other person’s vehicle, their medical expenses, and for any losses that flow from their personal injuries, including pain and suffering, income loss,... MORE
What’s My Claim Worth???
If you have been injured in a motor vehicle accident that was not your fault, you may be entitled to compensation for your injuries and losses. It is often a difficult task, however, to determine how much compensation you are entitled to. The goal of compensating an injured party is to put them back into the position they would have been in had the accident not occurred. In most cases, we are obviously not able to take the pain or disability away, so an appropriate amount of money, or “damages”, is awarded. An award for damages is generally broken... MORE